Simply Business Policy

Imagine this: you’re a charismatic entrepreneur, your bakery is bursting with the aroma of fresh bread, and customers are lining up for your delectable creations. Suddenly, a delivery guy trips, sending a tower of cupcakes tumbling onto the floor. While mishaps are inevitable, the financial fallout doesn’t have to be! Enter general liability insurance, the superhero of your small business world, ready to swoop in and save the day (or rather, your bottom line). General liability (GL) insurance is like a safety net that catches you when unexpected events cause property damage or bodily injury to others. Let’s break it down into bite-sized pieces, shall we? Property Damage: Picture a rogue soccer ball from the park next door shattering your bakery window. GL insurance would step in, covering the costs of repairs or replacements. Bodily Injury: A customer slips on a spilled drink and fractures their wrist. Yikes! GL insurance would come to the rescue, paying for medical bills and …

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